insurance

When it comes to health insurance for young adults, the Affordable Care Act made it possible for kids to stay on their parents' health plans until they turn 26. It was one of the first provisions of the law to take effect and has proved popular. But what happens when the parents are divorced? Here's a look at that question and a couple of others about coverage issues.

Health Law Calls For Automatic Enrollment Of Some Workers

Aug 5, 2014

Newly hired employees who don't sign up for health insurance on the job could have it done for them under a health law provision that may take effect as early as next year.

A U.S. appeals court on Tuesday dealt a significant blow to the Affordable Care Act, when it threw out an IRS regulation that governs subsidies. But before the ink dried on that decision, another three-judge panel hearing a similar case issued a decision that was completely opposite.

Cliff / Creative Commons

A new analysis shows employment in the insurance industry is steadily recovering nationally. Connecticut’s share of the industry, however, has continued to decline.

A Democratic effort to override the Supreme Court's recent ruling on contraceptive coverage failed in the Senate on Wednesday.

Bill sponsors fell four votes short of the 60 votes needed to cut off debate on the measure.

Despite questions raised by the Supreme Court decision in the Hobby Lobby case, women in most health plans will still be able to get their birth control covered with no out-of-pocket expenses.

Mark Fischer / Creative Commons

It looks like the world'’s largest hedge fund won'’t build a new headquarters in Stamford…. What does that say about the state'’s economic development plans? A charter school organization faces investigations of its finances and operations. What does it say about the school reform movement? We’'ll look at those stories, plus the Supreme Court ruling on the Affordable Care Act's contraception mandate, and whether the employer-based insurance model makes sense today.

Employer Health Costs Are Expected To Rise In 2015

Jun 24, 2014

Increases in health costs will accelerate next year, but changes in how people buy care will help keep the hikes from reaching the speed seen several years ago, PricewaterhouseCoopers says.

The prediction, based on interviews and modeling, splits the difference between hopes that costs will stay tame and fears that they're off to the races after having been slow since the 2008 financial crisis.

Steve Honigfeld

Our third Health Equity Forum is a project we’ve been working on for a few years now with our partners at Connecticut Health Foundation, exploring the idea of health equity in Connecticut. How do we make sure that everyone has the best possible health outcomes regardless of race, regardless of how much money you have?

It’s a tricky issue for policy makers, which is why we’re so glad to have as the basis for our conversation a new set of information called the Connecticut Health Care Survey. Six organizations came together to put out this report, which is drawn from some 5400 households interviewed. 

Long Wharf Theater

In 1914, the great British explorer Sir Ernest Shackleton managed to keep 27 men alive for two years in possibly the most inhospitable climate on earth, Antarctica. The explorer has been hailed as one of the greatest leaders of all time, about whom many books have been written

The Hartford

Liam McGee has announced he will relinquish day-to-day control at The Hartford Financial Services Group, after treatment earlier this year for a brain tumor.

McGee will be succeeded as CEO by Christopher Swift, who steps up from his position as Chief Financial Officer. Another internal candidate, Douglas Elliot, will become President. McGee will stay on as executive director of the board until the next shareholders' meeting.

dolgachov/iStock / Thinkstock

The fourth and final crackdown on distracted drivers is being held in the Danbury area. 

State of Connecticut

Hurricane season has just begun, and insurers are gearing up to educate their customers on preparing for the storms ahead.

How To Shop For Long-Term Care Insurance

May 28, 2014

One of the toughest money decisions Americans face as they age is whether to buy long-term care insurance. Many people don't realize that Medicare usually doesn't cover long-term care, yet lengthy assisted-living or nursing home stays can decimate even the best-laid retirement plan.

Long-term care insurance is a complex product that requires a long-term commitment if you're buying it. So how can you tell if this insurance is right for you?

Steve Honigfeld

Our third Health Equity Forum is a project we’ve been working on for a few years now with our partners at Connecticut Health Foundation, exploring the idea of health equity in Connecticut. How do we make sure that everyone has the best possible health outcomes regardless of race, regardless of how much money you have?

It’s a tricky issue for policy makers, which is why we’re so glad to have as the basis for our conversation a new set of information called the Connecticut Health Care Survey. Six organizations came together to put out this report, which is drawn from some 5400 households interviewed. 

The Robinson family of Dallas started out pretty excited about their new insurance plan under the Affordable Care Act.

Nick Robinson had turned to Obamacare after he lost his job last summer. He had been working as a youth pastor, and the job included benefits that covered him, his two young daughters, and his wife, Rachel, a wedding photographer.

Nick says he wasn't too nervous at first, because everyone was healthy. Then, he recalls, they found out Rachel was pregnant.

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The company that got the multimillion-dollar contract to run the call centers for the health care exchange Access Health CT -- called Maximus -- is refusing to release invoices and contracts to show exactly how much they are paid by the state. 

Until recently, Mike Smith, 64, of Long Beach, Calif., worked 11 hours a day, Monday through Friday and then half a day on Saturday. He was a district manager for a national auto parts chain.

He dreamed of retiring early, but it wasn't an option for him because he and his wife relied on the health insurance tied to his job.

"At our age, with some pre-existing medical conditions, it would have been very costly to buy insurance on the open market — about $3,000 a month," he says.

Jeff Cohen / WNPR

The Affordable Care Act is all about getting people health insurance. Once they're insured, there's another hurdle: getting them access to care. That's a particular problem for people living on low incomes.

It's even more of a problem for the poor who seek behavioral health care. 

President Obama says that enrollment under the Affordable Care Act has reached 8 million after the March 31 sign-up deadline was extended by two weeks.

"This thing is working," he told reporters at a White House briefing on Thursday.

The president said that 35 percent of those signing up through the federal government's website were under the age of 35. The need for younger, healthier individuals to enroll in the program is considered vital to the success of Obamacare.

Federal rules ensure that none of the millions of people who signed up for Obamacare can be denied insurance — but there is no guarantee that all health services will be covered.

To help make sure a patient's claims aren't improperly denied, the Affordable Care Act creates national standards that allow everyone who is denied treatment to appeal that decision to the insurance company and, if necessary, to a third party reviewer.

Chion Wolf / WNPR

Now that the deadline for enrollment in Obamacare has passed, the head of Connecticut's health insurance exchange has said he learned a few lessons.

Michael Himbeault / Creative Commons

Connecticut's Obamacare enrollment website did well enough this year to attract the interest of other states. Officials from Access Health CT said they are finalizing a deal with the state of Maryland to share computer code.

Slawomir Fajer/iStock / Thinkstock

President Obama said that more than seven million people have signed up for insurance coverage under the Affordable Care Act. Connecticut saw a huge surge in enrollments as Monday's deadline passed. 

This post was updated at 4:40 p.m. ET. with Obama's comments.

President Obama emerged from the White House on Tuesday to rousing applause. He announced that 7.1 million Americans had signed up for health care through the federal exchanges set up by the Affordable Care Act.

"This law is doing what it's supposed to do," Obama said at the Rose Garden. "It's working. It's helping people from coast to coast."

Seven Things to Watch As the Health Care Enrollment Deadline Passes

Mar 31, 2014
scyther5/iStock / Thinkstock

Just because open enrollment for people who buy their own health insurance formally closes March 31 doesn't mean debate over the health law will take a hiatus. After more than four years of strident rhetoric, evidence about how the law is actually working is starting to trickle in. 

Metro-North has finished upgrading its signal system. That means trains approaching five moveable bridges and two critical curves on the New Haven Line will automatically stop when engineers fail to slow down. The emergency stop provisions were put in place at two curves-- one in Bridgeport, the other in Port Chester, New York. The Federal Railroad Administration issued the order in December after a deadly train derailment in The Bronx.

Mike Dunn stands inside a store in downtown New Haven, looking through the big glass windows at his future customers outside. He's not selling phones or food or clothes. He's selling Obamacare.

There's one week left to get health insurance through the Affordable Care Act marketplaces, and states have gone to great lengths to enroll as many people up as possible. In Connecticut, the exchange has opened two retail storefronts where people can walk in and sign up.

Insurance coverage for maternity care is required in most individual and small group plans under the federal health law, extending such coverage to plans where it used to be rare. But for women who prefer services provided by midwives and birthing centers, there are no coverage guarantees, despite the law's provisions that prohibit insurers from discriminating against licensed medical providers.

Kevin Counihan, the CEO of Access Health CT, is walking through the 15th floor of a downtown Hartford office building that houses Connecticut's health insurance marketplace. He passes the legal department, the IT folks and the consultants, then stops in front of three large, wall-mounted computer screens.

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